49922 ZIP Code — Dollar Bay, MI

Houghton County, Michigan

ZIP code 49922 is located in Dollar Bay, Michigan, within Houghton County. It covers approximately 2.81 square miles and serves a population of 888 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 906.

About ZIP code 49922

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $126,100. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($47,417) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 49922 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

888
population
2.81
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
49922 ZIP code map
Cities in ZIP code 49922

Below are the cities the US Postal Service accepts for ZIP code 49922. Using any city not on this list may result in mail delivery delays.

City Status
Dollar Bay Acceptable
Demographics updated 06/2026
Population
Total population 888
Population density 316 / sq mi
State FIPS 26
County FIPS 061
Geography
Land area 2.81 sq mi
Water area 0.35 sq mi
Latitude 47.1204
Longitude -88.4762
Timezone Eastern (ET)
Area code 906
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 53.1% 54.4% 42.6%
$50k – $100k 35.8% 27.3% 31.1%
$100k – $200k 6.3% 14.9% 20.6%
Over $200k 4.9% 3.5% 5.7%

Demographics & statistics

888
Population
316
People per sq mi
31.1
Median age
$47,417
Median household income
$35,111
Per capita income
$126,100
Median home value
$688
Median monthly rent
82.3%
Home ownership
17.8%
Poverty rate
4.3%
Unemployment
345
Housing units
16.2%
Bachelor's or higher

Age distribution

Male Female
32
Under 5
27
32
5–9
27
56
10–14
46
47
15–19
39
48
20–24
39
52
25–34
42
47
35–44
39
45
45–54
36
41
55–59
34
15
60–64
13
29
65–74
24
29
75–84
23
14
85+
12
← Male
Female →

Age summary

GroupCount%
Under 1824027.0%
18 and over64873.0%
65 and over13114.8%
Median age31.1 years

Race & ethnicity

White 97.6%
Two or more races 1%
Black or African American 0.9%
Native Hawaiian / Pacific Islander 0.5%
GroupCount%
White86797.6%
Two or more races91%
Black or African American80.9%
Native Hawaiian / Pacific Islander40.5%

Household income

Income range This ZIP County avg State avg
Under $50k 53.1% 54.4% 42.6%
$50k – $100k 35.8% 27.3% 31.1%
$100k – $200k 6.3% 14.9% 20.6%
Over $200k 4.9% 3.5% 5.7%
Under $10k 3.3%
$10k–$15k 7.2%
$15k–$25k 11.1%
$25k–$35k 11.1%
$35k–$50k 20.4%
$50k–$75k 25.8%
$75k–$100k 3.6%
$100k–$150k 5.7%
$150k–$200k 4.5%
$200k+ 7.2%
Range% of households
Under $10k3.3%
$10k–$15k7.2%
$15k–$25k11.1%
$25k–$35k11.1%
$35k–$50k20.4%
$50k–$75k25.8%
$75k–$100k3.6%
$100k–$150k5.7%
$150k–$200k4.5%
$200k+7.2%
Median income$47,417

Housing

Home values

Under $50k 9.5%
$50k–$100k 21.2%
$100k–$150k 27.0%
$150k–$200k 6.9%
$200k–$300k 13.5%
$300k–$500k 13.9%
$500k–$1M 8.0%

Housing overview

MetricValue
Median home value$126,100
Median rent / month$688
Owner occupied82.3%
Renter occupied17.7%
Vacant17.6%
Single-family detached80.4%
Large apartment buildings0.0%
Mobile homes13.4%
Median rooms5.7
Avg household size (owned)2.60

Year built

Era%
2020 or later0.0%
2010–20193.5%
2000–20099.2%
1990–19996.2%
1980–198913.9%
1970–197912.4%
1960–196910.1%
1950–19595.4%
1940–19491.5%
1939 or earlier37.9%

Bedrooms

Size% of units
No bedroom (studio)1.2%
1 bedroom1.5%
2 bedrooms28.2%
3 bedrooms50.0%
4 bedrooms10.6%
5+ bedrooms8.4%

Vehicles per household

Vehicles% of households
No vehicle4.8%
1 vehicle30.0%
2 vehicles34.8%
3 or more30.3%

Heating fuel

Fuel type%
Utility gas80.8%
Electricity1.5%
Propane / LP gas6.3%
Wood11.4%

Households & families

Household typeCount%
Married-couple family15947.7%
Cohabiting couple51.5%
Male householder, no spouse7923.7%
Female householder, no spouse9027.0%
Households with children under 188726.1%
Households with seniors (65+)10732.1%
Average household size2.67

Marital status

StatusMaleFemale
Never married43.3%34.8%
Married48.4%48.3%
Separated0.0%0.0%
Widowed0.0%12.5%
Divorced8.3%4.4%

Education

Less than 9th grade 2.4%
Some HS, no diploma 4.4%
HS graduate 42.6%
Some college, no degree 26.7%
Associate's degree 7.7%
Bachelor's degree 10.5%
Graduate / professional 5.7%
Metric%
HS diploma or higher93.1%
Bachelor's or higher16.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten103.8%
Elementary school13350.0%
High school5420.3%
College / grad school6925.9%

Employment

Industry of employment

Education & healthcare 21.1%
Arts, food & hospitality 14.9%
Manufacturing 14.4%
Retail trade 14.2%
Construction 13.7%
Finance & real estate 9.0%
Public administration 4.0%
Professional & management 3.2%
Transportation & utilities 2.2%
Agriculture & mining 2.0%
Wholesale trade 1.2%

Occupation

Category%
Management, business & arts28.9%
Service15.4%
Sales & office22.9%
Natural resources & construction9.2%
Production & transportation23.6%

Employment type

Type%
Private sector89.3%
Government10.0%
Self-employed0.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone88.3%
Carpool3.4%
Public transit0.0%
Walk1.6%
Work from home6.7%
Other means0.0%
Avg commute (minutes)17.2

Poverty

All people 17.8%
Under 18 years 30.4%
18 and over 13.1%
Married-couple families 13.2%
Female-led households 46.4%

Income support

Source% of households
Social Security30.3%
Retirement income23.4%
Supplemental Security6.6%
Cash public assistance0.0%
Food stamps / SNAP12.9%

Health indicators

Condition%
Obesity32.9%
High blood pressure33.2%
High cholesterol34.2%
Diabetes10.3%
Heart disease6.8%
Stroke3.0%
Asthma10.5%
Arthritis29.0%
Kidney disease2.9%
Pulmonary disease7.4%
Cancer7.1%
Behavior / access%
Smoking18.5%
Binge drinking20.6%
No physical activity19.4%
Less than 7 hrs sleep30.9%
Depression22.0%
Fair or poor health13.3%
Poor mental health15.3%
Poor physical health10.3%
No health insurance8.3%
Visited doctor (checkup)72.9%
Visited dentist68.9%
Cholesterol screening91.1%
Teeth loss11.5%

Veterans & disability

VeteransCount%
Civilian veterans538.2%
Disability%
Any disability13.1%
Under 180.0%
18–64 years7.9%
65 and over57.3%

Health insurance coverage

Type%
Private insurance66.3%
Public insurance41.7%
No insurance3.7%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only82993.4%
Spanish50.6%
Other Indo-European00.0%
Asian & Pacific Islander50.6%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)87398.3%
Born in same state87398.3%
Born in different state77487.2%
Foreign born00.0%
Naturalized citizen151.7%
Not a US citizen1173.3%

Ancestry

AncestryCount%
Italian495.5%
French252.8%
Polish121.4%
AncestryCount%
Arab111.2%
English80.9%
German50.6%

Technology access

Metric% of households
Computer access37.5%
Internet access89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49922

What city is ZIP code 49922 in?

ZIP code 49922 is primarily assigned to Dollar Bay, Michigan.

What county is ZIP code 49922 in?

ZIP code 49922 falls within Houghton County, Michigan.

What is the poverty rate in ZIP code 49922?

18% of residents in ZIP code 49922 live below the poverty line, above the national average.

Is ZIP code 49922 mostly owner-occupied?

82% of occupied units in ZIP code 49922 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 49922?

The median home value in ZIP code 49922 is $126,100.

What is the median household income in ZIP code 49922?

The median household income in ZIP code 49922 is $47,417, below the national median of ~$75,000.

What timezone is ZIP code 49922 in?

ZIP code 49922 observes the EST timezone.

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